Here's the story. Hopefully it will help us all anticipate these problems (although how you can interrupt an anesthesiologist before surgery and ask about their insurance networks, I dunno).
Thursday, January 21, 2010
Heart Surgery and Health insurance
When we went to Stanford we were careful to ensure that Wren's surgery would be covered "in network". I remember a number of calls between us, insurers and LPCH's billing people. In retrospect I think we were lucky. I didn't understand that in-network charges may be expressed two ways with vastly different consequences for the final bill you receive. I credit MSNBC / Microsoft's great health insurance for getting us out of a potentially huge bill. This link is about Jodi's Lemack's story - she's a heart mum whom I emailed when we learned of Wren's diagnosis. Her son, Joshua, has HLHS and she runs an advocacy group called Little Hearts.
Posted by Shannon at 3:07 AM